Regional Government promotes sessions on financial literacy - Communication

Secretaria Regional da Saúde e Segurança Social

In 2025, the Regional Government will continue the work that began in 2023 to help families fight over-indebtedness.

This year's first session, titled "Informed Families on Personal Finances," will take place this Thursday, March 27, in Arrifes, Ponta Delgada. It is aimed at families benefiting from the Social Integration Income (RSI) and covers various topics in the area of financial literacy.

These awareness-raising activities help citizens to make more informed decisions in their domestic and financial management.

The focus will be on issues such as identifying needs, household management and family budget, finding solutions for reducing monthly expenses, defining consumption priorities, avoiding excessive consumption, saving, making responsible credit decisions, providing information on minimum banking services, and raising awareness on online shopping and fraud prevention.

Throughout 2025, there will be other awareness-raising/training activities aimed at families benefiting from the RSI, covering parishes such as Matriz, Conceição, Santa Bárbara, Ribeira Seca and Ribeirinha, Calhetas, Pico da Pedra and Rabo de Peixe.

The Technical Counselling Unit for Citizens in Debt Situations (UATE) is a measure created by the Regional Government and operated by the Institute for Social Security of the Azores (ISSA- IPRA), which also works on preventive actions for other target groups, namely children and young people.

Moreover, UATE provides in-person assistance to citizens in debt and over-indebtedness situations. It has also developed a series of actions in the field of financial literacy, in partnership with Cresaçor, Banco de Portugal - Ponta Delgada Branch and the Regional Directorate for the Promotion of Equality and Social Inclusion (DRPIIS), through the Recovery and Resilience Plan (RRP).